How to Build Credit in 6 Easy Steps

For new home buyers, establishing a solid credit score is crucial to locking in the home of their dreams. Good credit is no accident though, and will take more than dreaming to achieve. NOW is the perfect time to start.

According to FreddieMac, a FICO credit score can range anywhere between 300-850 points. The average score of a borrower falls on the high-end of the spectrum with a 751 FICO credit score.  For those with less than ideal scores, the time to begin building and maintaining an optimal score is today.

But there’s good news! Through careful planning and strategic financial choices, anyone can be on the path to home ownership by Spring 2016.  To get the ball rolling, here’s a convenient infographic on How to Build Credit in 6 Easy Steps: